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Small purchases
Your numbers here are saved automatically — locally in this browser — and gathered on the Summary page, your one-place lookup across Personal economy.
Pick your small everyday purchases, enter roughly how many you buy per week and what each one costs — and see what they really add up to.
☕ Coffee
Curious how many hours of work these purchases add up to? Try the What is my time worth? calculator to see what your small vices cost in working hours.
Invested instead — 5 years
$6,803
The $98 a month you spend here, invested instead, would grow to about this in 5 years.
Invested instead — 10 years
$15,978
The $98 a month you spend here, invested instead, would grow to about this in 10 years.
The investment figures assume a fixed 6% annual return, compounded monthly. Real returns vary with the market — this is an illustration, not a forecast.
Small purchases, big totals
A coffee here, a takeaway there — each small purchase feels tiny on its own, which is exactly why they add up unnoticed. Pick your categories, enter roughly how many you buy per week and what each one costs, and see the real total per month and per year, in the currency you actually spend in.
It answers questions like 'how much do I spend on coffee a month', 'what do my snacks and takeaway really cost per year' and 'how much do small everyday purchases add up to' — the classic latte factor, calculated instantly. And because money is really time, it links you straight to what those totals mean in working hours.
Good to know
- A $5 coffee every workday is about $110 a month and $1,300 a year.
- Four $12 takeaways a week is roughly $210 a month — about $2,500 a year.
- Skipping just one $4 purchase a week saves about $17 a month and $208 a year.
How it works
- 1Pick the categories that apply to you — coffee, baked goods, energy drinks, nicotine, takeaway, alcohol or other.
- 2Enter roughly how many times a week you buy each one.
- 3Enter what each purchase typically costs — USD by default, any currency works.
- 4See your monthly and yearly totals, and follow the link to see what they cost in work hours.
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