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Money made easy

Budget planner

Your budget keeps its own separate local save on this device. The Summary page gathers your numbers from the other Personal economy tools automatically — use it as a starting point when filling in your budget.

Not saved yet
Nothing is saved yet — press Save budget to store your budget locally on this device. It will then stay unchanged until you edit or delete it, even if the app is updated.

Enter one amount under "All months" to fill all 12 months at once — then adjust any single month you like. Click any cell and just type to replace it: Enter or ↓ jumps to the item below, ↑ goes back up, Esc undoes an edit. Every balance updates live as you type.

ItemTypeAll monthsJanFebMarAprMayJunJulAugSepOctNovDecYear
—$0
—$0
—$0
—$0
—$0
—$0
Total000000000000

Overview — calculated live from your entries

Annual income

$0

Fixed expenses

$0

Variable expenses

$0

Total expenses

$0

Annual savings

$0

Savings rate

0.0%

of your annual income

Remaining balance

$0

Income − expenses − savings

Closing balance

$0

December's closing balance

MonthJanFebMarAprMayJunJulAugSepOctNovDecYear
Opening balance
000000000000
Income0000000000000
Expenses0000000000000
Savings0000000000000
Closing balance0000000000000

Read-only overview: enter your amounts in the categories above — the numbers here update live. Only Jan's opening balance is your starting balance; every following month opens with the previous month's closing balance (Opening + Income − Expenses − Savings).

Income vs expenses vs savings per month

JanFebMarAprMayJunJulAugSepOctNovDec01234
  • Income
  • Expenses
  • Savings

Where the money goes — annual breakdown

Enter some expenses to see the breakdown.

A full year, planned in minutes

Plan a whole year in one place: 12 months of income, fixed and variable expenses, savings and debt, with every month's opening and closing balance calculated automatically. Add your own categories and items, let recurring amounts repeat every month, and watch the annual totals, savings rate and month-by-month charts update live as you type.

It answers questions like 'how do I make a monthly budget', 'what is my savings rate', 'how do I track budget vs actual spending' and 'how much is left at the end of the month' — and it remembers: save the budget and it stays on your device, unchanged, until you edit or delete it. Come back through the year, record what you actually spent, and see where every month really landed against the plan.

Good to know

  • Closing balance = opening balance + income − expenses − savings, carried into the next month by default.
  • Fixed expenses stay the same every month (rent, insurance); variable ones move (groceries, fuel).
  • Your budget is stored locally in your browser only — no account needed, and it survives app updates.

How it works

  1. 1Enter your income and expenses in the categories — items set to Every month repeat automatically across all 12 months.
  2. 2Watch each month's opening balance, income, expenses, savings and closing balance update live as you type.
  3. 3Switch to Actual mode during the year to record what you really earned and spent, and see the difference against your budget.
  4. 4Press Save budget to keep your budget on this device until you edit or delete it.

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